If you’re an Ohio driver, the state law says you must get auto insurance. If you’re in the Cincinnati, OH area, our team at McCluskey Insurance Services, LLC will work with you during each step of the insurance process. We’ve been helping Ohio drivers like you for years.
Does Your Auto Insurance Cover Car Rental?
If you rent a car or a van, you may wonder if your auto insurance policy will cover an accident to the rental car. According to Money Geek, if you have comprehensive and collision coverage, it may also extend to the rental car or van. If you don’t have those coverages, or if your coverage has a large deductible, it would be to your advantage to buy additional coverage for your rental car.
If your auto insurance includes comprehensive and collision coverages, the rental company may offer you CDW (collision damage waiver), which means they won’t bill you personally for damage to the car. Rental car insurance typically offers liability insurance, which will provide coverage if your rental car causes damage to someone’s property or if the accident results in bodily injury. According to the Ohio Department of Insurance, the rental car company will also offer Personal Effects insurance, to cover any damage to your personal belongings.
Call Us Today for Your Appointment
Nobody wants to have an auto accident, but, if you do, you’ll want to be sure you have auto insurance. Our team at McCluskey Insurance Services, LLC will make sure you get the best policy for your needs at an affordable price. Drivers in the Cincinnati, OH area are learning that our team provides insurance advice you can always trust. Call us for an appointment today and let us help you discover your best auto insurance options.
