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McCluskey Insurance Services, LLC

9162 Union Cemetery
Cincinnati, OH 45249

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Should You Include Home Insurance in Your Mortgage?

There are a few things to know about home insurance if you purchase a home. Home insurance isn’t automatically included in your mortgage payment, but you have options that can help you save time and make the process of keeping up with your home insurance easier. So, should you include home insurance in your mortgage payment?

McCluskey Insurance Services LLC in Cincinnati, OH is here to guide you through the process of getting the best results. 

Including Home Insurance in Your Mortgage 

Your home insurance isn’t necessarily included in your mortgage, but rather you have mortgage insurance. If you want to get home insurance included, you’ll need to have it put into escrow along with property tax payments. This is a convenient and safe option for many homeowners, allowing them more reliability. However, this isn’t mandatory in most situations. If you prefer to pay your premiums separately, you will likely have the setup unless there are special terms and conditions. 

Finding the Right Insurance Options for Your Home

If you plan to purchase a home and want to explore insurance products, you’ll need an experienced insurance agent to walk you through selecting the best insurance products. They do this by assessing your current situation and considering levels of coverage and any additional needs related to the home and its occupants. 

Contact Us Today

Get the best home insurance by calling or stopping by McCluskey Insurance Services LLC in Cincinnati, OH today. One of our agents can give you the specialized service you need to create the best outcome. We look forward to helping you get reliable insurance coverage to protect your investments. 

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