Motor Home Insurance in Ohio

Motorhomes provide all the comforts of a home with the flexibility to travel where you want when you want. Just as you purchase home insurance to protect your permanent residence from covered perils, the same ring true for your motorhome. Motorhome insurance allows you to protect your costly investment from covered damage while also providing liability insurance should you injure or damage another person or their property. At McCluskey Insurance Services LLC, our talented insurance professionals can help answer any questions you have.

What Does Motorhome Insurance Cover?

Below is a snapshot of the coverages offered in a motorhome insurance policy. Be sure to talk with your Ohio insurance agent to determine what coverages are included in your purchased policy.

Bodily Injury Liability: Provides monetary coverage up to your policy limit if you or another insured driver injures or kills a third party in an accident that you are deemed to be liable for.
Property Damage Liability: If you or an insured driver damages another person’s property in an at-fault accident, you’ll be protected up to your policy limit.
Collision Coverage: If your motorhome is in a covered accident, collision coverage helps pay for the repair costs.
Comprehensive Coverage: If your motorhome is damaged by a covered peril such as falling objects, theft, fire, flood, or vandalism, more comprehensive coverage contributes towards the cost of repairs to your policy limit.
Contents Coverage: Covers the cost of personal belongings such as electronics or furniture if damaged during a covered incident.
Medical Payments Coverage: Provides compensation towards medical expenses if you, your family members, or your passengers are injured in a covered accident.
Uninsured & Underinsured Motorist Coverage: If a driver without insurance injures or kills you, your family members, or passengers, then this coverage kicks in.