Motorcycle Insurance

Unfortunately, motorcycle accidents cause significant damage and injuries to motorists, often because the riders are exposed to numerous external elements. In addition to this, numerous riders neglect to wear the proper protective gear. Luckily, McCluskey Insurance Services LLC provides coverage to Ohio riders searching for motorcycle policies. Below, we discuss the types of policies that you can benefit from.

Liability Coverage

Liability coverage provides various protection mechanisms, namely bodily injury liability and property damage liability. If a third party gets injuries from an accident you caused, bodily injury liability helps you cover their medical expenses. Property damage liability will help you cover repair and replacement expenses when you damage someone else’s property.

Collision Coverage

Collision coverage will come in handy when involved in an impact accident. This policy will ensure that the damage caused is taken care of, whether property damage or vehicle repair expenses.

Comprehensive Coverage

Comprehensive coverage ensures that you get compensation when your motorcycle suffers damage from events such as fire, theft, hail, or vandalism. It helps you care for your repair or replacement costs when your bike suffers significant damage.

Uninsured/Underinsured Coverage

Uninsured coverage takes care of your ensuing damage when you get into an accident with a motorist who does not have a policy. Underinsured coverage will come in handy when you crash with someone whose cover cannot fully compensate you for the damage caused.

Roadside Assistance Coverage

If your bike breaks down and you need help along the way, roadside assistance coverage will be your go-to. It allows you to take care of services such as towing and repair costs, ensuring that you eliminate any out-of-pocket expenses.

Whether you need liability cover or an additional policy to keep you and other motorists safe, McCluskey Insurance Services LLC is here to help you. Our Cincinnati, OH agents will help you pick out the suitable policy for your Ohio adventures.