Whether you are an outdoor enthusiast, a new retiree ready to hit the road, or just someone prepared to downsize to a house on wheels, recreational vehicles (or RVs) are becoming more and more popular. That's true in Ohio, along with the rest of the country. There seems to be an RV size, style, and price range out there for anyone, but if you have an RV or are looking at buying an RV, insurance coverage should be a critical part of your investment.
RVs range from 40ft luxury Class As and fifth wheel toy-haulers to Class B camper vans and teardrop campers. They are tent upgrades for some, homes-away-from-home for others, and then there are those of you who have converted to the mobile lifestyle, and your RV IS your home.
You would not have a car without insurance, nor would you have a house without insurance, and since RVs are both, it's crucial as an RV owner to ensure you're covered. RV insurance exists to address issues with the physical property (dings, dents, cracks, or breaks that sometimes happen on the road or campground) and liability coverage for accident situations.
Whether it is bodily injury or property damage, there is an insurance policy to fit your needs, and they save owners from high out-of-pocket costs. Some policies even provide reimbursement for things like roadside assistance, and RV insurance is required before entering certain campgrounds and campsites.
If you're an RV owner in Ohio, let McClusky Insurance Services LLC help protect you and your investment. Give us a call or swing by our office in Loveland, OH to discuss pricing and options. When you take your RV on the road, we want to make sure you're covered so you can focus on the fun.