{"id":74,"date":"2024-11-25T04:00:00","date_gmt":"2024-11-25T10:00:00","guid":{"rendered":"https:\/\/www.mymccluskeyinsurance.com\/blog\/?p=74"},"modified":"2024-11-22T16:30:48","modified_gmt":"2024-11-22T22:30:48","slug":"what-are-considered-attractive-nuisances","status":"publish","type":"post","link":"https:\/\/www.mymccluskeyinsurance.com\/blog\/what-are-considered-attractive-nuisances\/","title":{"rendered":"What are considered “attractive nuisances?”"},"content":{"rendered":"

Many industries seem to have their own language. Some examples include the medical field, real estate, and the legal community. To some degree, the insurance business has its own terms you should be familiar with.<\/p>\n

For homeowners in Cincinnati, OH, one of those terms may be "attractive nuisance." McCluskey Insurance Services LLC believes that the more you know about home insurance, the more likely you may become our client. Here is an explanation of "attractive nuisance" when it comes to home insurance.<\/p>\n

What is an attractive nuisance?<\/h2>\n

An attractive nuisance is a feature on a property that may attract children’s attention, perhaps causing them to enter the property and potentially causing injury.<\/p>\n

What are some examples of an attractive nuisance?<\/h2>\n

Attractive nuisances include items like a pool or tub, swing set, trampoline, or tree house. These can be temptations for young people in particular and pose risks to them.<\/p>\n

Are attractive nuisances covered under home insurance policies?<\/h2>\n

These nuisances may be covered under a home insurance policy when noted in the policy or through an endorsement. However, some features have been shown to be so dangerous that they may be excluded from coverage. Some providers may even cancel a home insurance policy if a home is discovered to have such a feature. Trampolines and diving boards are two examples of attractive nuisances that are often excluded from coverage.<\/p>\n

The impact of an attractive nuisance<\/h2>\n

An attractive nuisance may raise home insurance premiums or even cause a provider to decline coverage. Contact your agent for details and more information.<\/p>\n

Get a quote today<\/h2>\n

If you are a homeowner in the Greater Cincinnati, OH, area, we invite you to contact us at McCluskey Insurance Services LLC. We will be happy to answer your questions and provide a home insurance review. We can also provide a quote for your home insurance. Contact us to learn more.<\/p>\n","protected":false},"excerpt":{"rendered":"

Many industries seem to have their own language. Some examples include the medical field, real estate, and the legal community. To some degree, the insurance business has its own terms you should be familiar with. For homeowners in Cincinnati, OH, one of those terms may be "attractive nuisance." McCluskey Insurance Services LLC believes that the […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[8,7],"class_list":["post-74","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-cincinnati-oh","tag-mccluskey-insurance-services-llc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t