{"id":18,"date":"2022-07-29T04:00:00","date_gmt":"2022-07-29T10:00:00","guid":{"rendered":"https:\/\/www.mymccluskeyinsurance.com\/blog\/?p=18"},"modified":"2022-08-04T14:14:37","modified_gmt":"2022-08-04T20:14:37","slug":"enjoy-a-pool-when-you-have-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.mymccluskeyinsurance.com\/blog\/enjoy-a-pool-when-you-have-umbrella-insurance\/","title":{"rendered":"Enjoy a Pool When You Have Umbrella Insurance"},"content":{"rendered":"<p>If you&#8217;re like most people in Cincinnati, OH, you love spending time by the pool. Whether relaxing with a book or entertaining friends and family, a private swimming area is a perfect way to enjoy the warm weather. But did you know that your homeowner&#8217;s insurance policy may not provide enough coverage if someone is injured while swimming in your pool?<\/p>\n<h2>Does My Homeowner&#8217;s Policy Cover My Pool?<\/h2>\n<p>Most homeowner&#8217;s insurance policies in Cincinnati, OH will provide some coverage for injuries on your property. However, the coverage may not be enough to cover the costs of a severe injury. If this happens, you could be held responsible for the difference. That&#8217;s why it&#8217;s vital to have umbrella insurance.<\/p>\n<p>Your McCluskey Insurance Services LLC agent can help you understand your current policy and determine how much coverage you need for your pool.<\/p>\n<h3>What is Umbrella Coverage?<\/h3>\n<p>Umbrella insurance is an additional layer of protection that can help cover the costs of a lawsuit or settlement if you&#8217;re liable for an accident. It can also provide coverage for injuries off of your property, such as at a party. The amount of coverage you need will depend on the value of your assets and the amount of coverage you already have.<\/p>\n<h3>How Much Umbrella Coverage Do I Need?<\/h3>\n<p>The amount of umbrella coverage you need will depend on your asset&#8217;s value and the coverage provided by your homeowner&#8217;s insurance policy. You should talk to your insurance agent to determine the right amount of coverage for you.<\/p>\n<p>Umbrella insurance is a crucial way to protect yourself and your family. If you have a pool, ensure you&#8217;re adequately covered in an accident. Talk to your McCluskey Insurance Services LLC agent today to learn more.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re like most people in Cincinnati, OH, you love spending time by the pool. Whether relaxing with a book or entertaining friends and family, a private swimming area is a perfect way to enjoy the warm weather. But did you know that your homeowner&#8217;s insurance policy may not provide enough coverage if someone is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[8,7],"class_list":["post-18","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-cincinnati-oh","tag-mccluskey-insurance-services-llc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":1,"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions"}],"predecessor-version":[{"id":19,"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions\/19"}],"wp:attachment":[{"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=18"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mymccluskeyinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}